Campaign and participation terms

GetGreenGold x iamstudent
25 EUR gold credit and 12 months without storage costs

Campaign at a glance

• Participants: Students verified through iamstudent who open a GetGreenGold account and gold deposit for the first time within the campaign period.

• Activation: Automatic assignment through the official iamstudent or GetGreenGold campaign landing page, or entry of a valid campaign code when setting up the GetGreenGold account.

• Gold savings plan: Monthly recurring individual purchases of fine gold set up in the app; at least 25 EUR per month; planning horizon of at least 24 months, but no fixed minimum contract term.

• Gold credit: Gold credit in the form of fine gold based on a calculation amount of 25 EUR, once the first savings rate has been executed successfully and the gold purchase connected to it has come about. The exact quantity of gold is determined using the gold price per gram of fine gold applicable on the day the credit is granted. There is no additional waiting or holding period.

• Storage costs: 12 months exempt from the regular storage costs from the day the gold savings plan is set up; without an upper limit in value.

• Campaign period: This version applies initially from 1 October 2026, 00:00, until 31 October 2026, 23:59. If no amended participation terms are published from 1 November 2026 and the campaign is not ended, this version continues to apply unchanged, at the latest until 31 March 2027, 23:59.

Please note: This overview is for orientation only. The full wording of these terms is decisive.

1. Subject matter, scope, inclusion and precedence

1.1 These campaign and participation terms govern the GetGreenGold x iamstudent student campaign. The campaign comprises a one-off gold credit in the form of fine gold, the quantity of which is determined on the basis of a calculation amount of 25 EUR, as well as a time-limited exemption from the regular storage costs.

1.2 What the GetGreenGold app calls a “gold savings plan” is the setting up of monthly recurring, individual purchases of fine gold (“recurring gold purchases”). Every recurring gold purchase that is executed is an individual purchase of fine gold under the contract terms applicable at the time. The term “gold savings plan” is used in these terms as a short form and creates neither a fixed minimum contract term nor an obligation to acquire a particular total quantity or total value of gold.

1.3 These terms are made available to the participant before the campaign is activated, at the latest before the binding set-up of the gold savings plan intended for the campaign. Participation requires the participant to confirm that these terms apply. The terms can be accessed and saved through the campaign landing page and in the app.

1.4 In addition, the general terms and conditions, the terms of use, the price list applicable at the time, the data protection information and the relevant special terms of GetGreenGold agreed when the account and gold deposit were opened apply, in particular the special terms for the gold deposit and the terms for buying and selling gold.

1.5 Where these campaign terms expressly contain a different provision for the conditions of participation, the gold credit or the exemption from storage costs, that provision takes precedence for this campaign. In all other respects the general contract terms remain unchanged.

No fixed minimum contract term

The planning horizon of at least 24 months to be selected in the app when the gold savings plan is set up serves planning within the campaign only. It creates no fixed minimum contract term and no obligation to maintain the gold savings plan for 24 months. The monthly recurring gold purchases can be adjusted, paused or ended with future effect in line with the general contract terms. If the gold savings plan is ended before the first savings rate has been executed successfully and the gold purchase connected to it has come about, there is no entitlement to the gold credit.

2. Provider

GetGreenGold GmbH
Elisabethstraße 11, 40217 Düsseldorf, Germany
Phone: +49 211 90991370 | Email: info@getgreengold.com
Register court: Amtsgericht Düsseldorf | Commercial register: HRB 102890
Managing director: Michael Kempinski

3. Campaign period and relevant deadlines

3.1 The campaign starts on 1 October 2026 at 00:00 and applies in this version initially until 31 October 2026 at 23:59.

3.2 Updated participation terms may be published for entries from 1 November 2026. If no amended participation terms are published and the campaign is not ended, this version continues to apply unchanged, at the latest until 31 March 2027 at 23:59.

3.3 The campaign code must be effectively assigned to a newly opened GetGreenGold account within the applicable campaign period, and the gold savings plan must be set up within that period. The gold credit may be granted after the end of the applicable campaign period, as soon as the first savings rate has been executed successfully and the gold purchase connected to it has come about.

3.4 The times stored in the GetGreenGold systems are decisive for the campaign assignment, the activation of the account and deposit, the set-up of the gold savings plan, the execution of the first savings rate, the conclusion of the gold purchase connected to it and the gold credit. All times refer to local time at the registered office of GetGreenGold.

4. Eligibility

4.1 Natural persons are eligible to take part if they meet all of the following conditions:

• They have reached the age of 18 and are entitled under the general contract terms to open a GetGreenGold account and gold deposit.

• Their current student status has been confirmed through iamstudent in connection with the campaign.

• They have at no point before taking part held a GetGreenGold account or gold deposit and therefore count as a new customer.

• They use the official iamstudent campaign access and the GetGreenGold campaign landing page, or a valid campaign code provided for this purpose.

• They successfully complete registration, identity verification and the opening of the account and gold deposit.

• They meet the conditions for the gold savings plan and the gold credit set out in sections 6 and 7.

4.2 Participation is strictly personal and permitted once per person. Multiple entries through several email addresses, accounts, identities, devices, payment methods or campaign codes are excluded.

4.3 Eligibility for the campaign is not transferable to other persons. Assignment of the claim to the gold credit or to the exemption from storage costs is excluded.

5. Campaign activation through the landing page or a campaign code

5.1 The campaign can be activated in one of the following ways:

a) Automatic assignment: The participant accesses the offer through the official iamstudent campaign access, is forwarded to the official GetGreenGold campaign landing page and downloads or opens the GetGreenGold app from there. The technical campaign identifier transmitted in the process is assigned automatically to the newly opened GetGreenGold account.

b) Campaign code: Where a campaign code is provided on the campaign landing page or within the iamstudent offer, it must be entered in the field intended for this purpose when the GetGreenGold account is set up and confirmed by the system.

5.2 If only one of the two activation routes is offered, that route alone is decisive. If both routes are offered, one successful assignment is sufficient. A campaign already assigned automatically does not have to be activated additionally with a campaign code.

5.3 Merely opening the landing page, merely downloading the app or merely entering a campaign code that has not been confirmed does not constitute participation. What matters is the successful assignment of the campaign to the newly opened GetGreenGold account.

5.4 The campaign assignment must have taken place at the latest when the set-up of the GetGreenGold account is completed. If the assignment is not visible for technical reasons despite proper use of the official campaign route, the participant must inform GetGreenGold customer service without delay. After a comprehensible review, GetGreenGold can correct an assignment that failed technically if eligibility for the campaign and use of the official campaign route can be demonstrated.

5.5 Campaign codes that are personal or intended for single use may not be published, sold, distributed on a large scale or passed on to persons who are not eligible.

6. Conditions for the 25 EUR gold credit

6.1 A claim to the gold credit arises only if all of the following conditions are met:

1. The GetGreenGold account and gold deposit are successfully opened and activated within the campaign period.

2. Within the campaign period, a gold savings plan, that is the function for monthly recurring individual purchases of fine gold, is set up in the app with a monthly purchase amount of at least 25 EUR.

3. When the gold savings plan is set up, a planning horizon of at least 24 months is selected in the app. Section 1 (“No fixed minimum contract term”) remains unaffected.

4. The first savings rate within the gold savings plan is executed successfully and the purchase of fine gold connected to it comes about effectively.

6.2 Only an individual purchase of fine gold actually executed within the gold savings plan that has been set up, with a purchase amount of at least 25 EUR, counts as the first qualifying recurring gold purchase. The full purchase amount must have been received successfully through an external payment method approved by GetGreenGold and the gold purchase connected to it must have come about.

6.3 One-off gold purchases, internal transfers, gold credits, reinvested sales proceeds and other bookings that do not result from the regular execution of the gold savings plan do not count as the first qualifying recurring gold purchase.

6.4 If the first savings rate is not executed successfully, if the purchase amount is below 25 EUR, if the gold purchase connected to it does not come about, or if the underlying payment is charged back or reversed in another way, there is no entitlement to the gold credit.

6.5 Technical delays or incorrect bookings that are demonstrably within the responsibility of GetGreenGold are not attributed to the participant. In such a case GetGreenGold can correct the required system data or provide an economically equivalent solution.

7. Granting and treatment of the gold credit

7.1 Once the first savings rate has been executed successfully, the gold purchase connected to it has come about and the conditions of section 6 are met, a quantity of fine gold determined on the basis of a calculation amount of 25 EUR is credited automatically to the gold deposit (“25 EUR gold credit”). Only the quantity of gold in grams calculated in accordance with section 7.2 is credited; no EUR balance is booked and no monetary amount is paid out. No separate application and no additional waiting period are required.

7.2 The exact quantity of gold is determined using the gold price per gram of fine gold applicable on the day the credit is granted. The quantity of gold results from dividing the calculation amount of 25 EUR by that gold price. The quantity of gold to be credited can therefore vary depending on the gold price on the day the credit is granted. No amount is charged to the participant for the gold credit.

7.3 A cash payout, transfer to third parties or conversion into a voucher is excluded. The 25 EUR gold credit does not create any claim to the separate dispatch of a gold card, a gold bar or any other physical product. Any later physical delivery of the entire gold holding kept in the deposit is governed exclusively by the general contract terms and special terms.

7.4 The fine gold credited within the gold credit can be disposed of in line with the general contract terms. There is no additional holding or selling restriction resulting from the campaign.

7.5 If the first qualifying recurring gold purchase or the underlying payment is cancelled subsequently because of misuse, an unauthorised payment or another legally recognised ground for reversal, the claim to the gold credit lapses. A gold credit that has already been granted can in that case be cancelled or reversed in the quantity of gold originally credited. The same applies in the event of a duplicate credit granted in error.

8. Twelve months without storage costs

8.1 The exemption from storage costs is activated when the gold savings plan is set up successfully within the campaign period. It is to be considered separately from the gold credit.

8.2 For the qualifying gold deposit, no regular storage costs are charged for twelve consecutive months from the day the gold savings plan is set up successfully. The start and end of the exemption period are documented in the customer account and in the GetGreenGold systems. The exemption from storage costs applies without an upper limit in value. According to the pricing communicated when these terms were drawn up, the regular storage costs currently amount to 0.05 percent per year; the price list applicable at the time remains decisive.

8.3 During the exemption period, the exemption from storage costs applies to the entire gold holding kept in the qualifying gold deposit. There is no cap on the deposit value.

8.4 The exemption covers the regular storage costs only. Other fees and costs arising under the price list or the contract terms, in particular transaction, delivery, shipping and insurance costs, remain unaffected.

8.5 The exemption applies to one gold deposit of the participant only, not retroactively for periods already invoiced and not beyond the end of the twelve months. If the account or deposit is closed before the exemption period ends, the exemption ends with the closure. There is no claim to a cash payout, reimbursement or transfer of the unused benefit.

9. Exclusion from participation, misuse and multiple entries

9.1 Excluded from the campaign are in particular persons who provide false or incomplete information, who feign student status, who have already been a GetGreenGold customer, who use several accounts or identities, who pass on campaign codes without authorisation or who manipulate technical processes.

9.2 GetGreenGold can request suitable evidence and withhold the gold credit or the exemption from storage costs until the matter is clarified. A review based solely on a shared address, a shared device or a shared internet connection does not automatically lead to exclusion; an overall assessment of the objective circumstances is decisive.

9.3 In the event of objectively identifiable misuse, fraud, manipulation or a significant breach of these terms, GetGreenGold can exclude the participation, refuse benefits not yet granted and reclaim benefits already granted, as far as this is legally permissible and proportionate in the individual case.

10. Combination with other campaigns

10.1 A combination with other welcome, bonus, discount or storage cost campaigns is only permitted if GetGreenGold confirms this expressly in the relevant campaign communication or in text form.

10.2 If a claim exists in principle under the terms of several campaigns, the participant decides, at the request of GetGreenGold, which campaign is to be applied. Granting economically equivalent benefits more than once for the same transaction is excluded.

11. Data protection and cooperation with iamstudent

11.1 Student status is checked by iamstudent under its own terms of use and data protection provisions. In the standard process provided for, no enrolment certificates are transmitted to GetGreenGold. GetGreenGold processes the technical campaign identifier or the campaign code used that is required for the campaign assignment and, as far as required for the review, a confirmation of eligibility for the campaign.

11.2 GetGreenGold processes the personal data required for review, execution, misuse prevention, crediting and storage cost accounting in accordance with the GetGreenGold data protection information. Where consent is required for the technical assignment on the landing page or in the app, processing takes place only after that consent has been given. Consent given can be withdrawn with future effect in accordance with the data protection information.

11.3 The assignment and booking data stored for the campaign is kept only for as long as this is required for running the campaign, for handling possible objections, for misuse prevention and for statutory retention and documentation obligations.

12. Amendment, suspension or early termination

12.1 GetGreenGold can amend, suspend or end the campaign early for future activations if there is an objective reason for doing so. Entries already activated properly and claims that have already arisen remain unaffected in principle.

12.2 An adjustment of ongoing entries is only permissible if unforeseeable legal, technical or factual circumstances significantly impair or prevent the campaign from running as planned, if the adjustment is required to restore proper operation and if participants are not put at an unreasonable disadvantage as a result.

12.3 Changes affecting ongoing entries are communicated to the persons concerned in a suitable form, as far as this is possible and reasonable.

13. Liability

13.1 GetGreenGold is liable without limitation in cases of intent and gross negligence, for damages arising from injury to life, body or health and in other cases prescribed by law.

13.2 In the event of a slightly negligent breach of material contractual obligations, liability is limited to the foreseeable damage typical for this type of contract. In all other respects liability for slight negligence is excluded.

13.3 GetGreenGold is liable for the availability and the independent services of iamstudent only to the extent that GetGreenGold is responsible for the respective disruption. Claims prescribed by law remain unaffected.

14. Final provisions

14.1 German law applies. Mandatory consumer protection provisions of the state in which the participant has their habitual residence remain unaffected. The statutory provisions apply to the place of jurisdiction.

14.2 The contract language and the authoritative language of these terms is German. Where translations are provided, the German version serves as the basis for interpretation in the event of discrepancies, as far as this is legally permissible.

14.3 Should individual provisions of these terms be or become invalid in whole or in part, the validity of the remaining provisions remains unaffected. The statutory provision takes the place of the invalid provision.

14.4 Questions about the campaign can be sent to info@getgreengold.com.

Version of these terms: 30 September 2026